Credit Analyst- Banking in Houston, TX at Meador Staffing Services

Date Posted: 2/6/2018

Job Snapshot

  • Employee Type:
    Contract to Hire
  • Location:
    Houston, TX
  • Job Type:
    Banking
  • Experience:
    At least 3 year(s)
  • Date Posted:
    2/6/2018

Job Description

Location: Southeast Houston

Position Summary:


The purpose of this position  is to assist the Chief Credit Officer and the Commercial Bankers with reports and to review and monitor loan files ( commercial, auto, home and construction) to ensure proper completion in compliance with bank policies and procedures and applicable banking regulations.  This is a fast paced role with a fantastic and highly productive team! 


Essential Duties and Responsibilities:



  • Perform independent financial analysis in accordance with established procedures for existing and potential borrowers
  • Serve as the primary point person for loan renewals
  • Provide interpretation of financial statement analysis and results of peer comparisons
  • Complete financial statement spreads regularly work credit exceptions and credit ticklers regularly assist with loan advance requests
  • Construct financial statement spreads and loan portfolio management reports/analysis
  • Participate with Commercial Bankers in loan request discussions with existing and potential borrowers
  • Collaborate with Commercial Bankers on follow-up for covenant violations, monitors financial statement submission maturity date renewals and past due reporting, and loan underwriting
  • Follow all established policies and procedures in completing the essential duties
  • Follows institution goals, mission, vision, and values
  • Understands and complies with all bank procedures, laws, and federal regulations



Job Requirements

3+ years experience as a credit analyst in a banking or credit union